Fix · Financing
Capital's tight because your money is locked in inventory that hasn't sold yet. We don't hand you a loan — we compress the gap between when you pay and when you get paid. Point your cash at fast-moving FBM deals, pay later with card float and billing tactics, and once we've built trust, we front the inventory ourselves.
How it works
We point your capital at FBM deals that turn in 30–45 days instead of FBA runs that lock it up for 60–90. Faster sell-through means your cash comes back sooner.
Pay by credit card and we coach the billing-cycle tactics that push your effective pay-window toward ~50 days. You're buying inventory with money you don't owe yet.
Once we've built a track record together, our suppliers extend us the buying power to float your purchases short-term — usually a 1–2 week window — and we pass it to you.
What you get
Straight with you
We're not a lender and there's no lump sum. This is a cash cycle we tighten step by step as trust builds — it takes months and real effort on our end, so we work with operators serious about scaling and we keep our risk low on purpose. If you need cash in hand tomorrow, that's honestly not us.
Worked example
What the cash cycle looks like once the levers are stacked — sell fast, pay late.
FAQ
No — there's no loan and no lump sum. We compress the gap between when you pay for inventory and when it sells: faster-turning FBM deals, credit-card float, billing-cycle tactics, and eventually supplier-fronted inventory. You end up with far less of your own cash tied up at once.
FBM — fulfilled by merchant — ships from your own space, so a lot can list and start selling the day it lands, often clearing in 30–45 days. FBA adds inbound shipping, check-in, and payout timing that can stretch a run to 60–90 days. Faster clearance means your cash comes back sooner — which is the whole point.
Paying by card means you buy now and the bill isn't due until your statement closes and the grace period ends. Timing purchases right after a statement cuts, plus a couple of billing tactics we coach, can push your effective pay-window toward ~50 days — long enough that a fast FBM lot often sells before you owe.
Once we've worked together and built trust, our suppliers extend us buying power we can pass to you — we cover the purchase and you settle shortly after. Suppliers only tolerate a 1–2 week window, so it's short, low-risk, and it grows as your track record does. It comes after a relationship, not on day one.
This isn't us underwriting a loan, so there's no credit pull or collateral for a line from us. Card float depends on your own cards, and supplier fronting depends on the track record we build together — not a credit score.
Because it's built on trust and we keep our risk low on purpose. We start you on fast FBM movers and card float, prove the cycle works, then extend fronting from there. Operators who treat it seriously get more room, faster.
Capital-constrained operators who are serious about scaling and willing to run fast-turning deals. It takes real effort on our end, so we prioritize sellers who move. If you want a lump sum with no relationship, this honestly isn't it.
Work with us
Tell us your volume and turnover. We'll show you which levers free up your cash first — and how far it goes as we build trust.
Talk financing →